An AccountSet transaction modifies the properties of an account in the XAG Ledger.

Example AccountSet JSON

    "TransactionType": "AccountSet",
    "Account" : "rf1BiGeXwwQoi8Z2ueFYTEXSwuJYfV2Jpn",
    "Fee": "12",
    "Sequence": 5,
    "Domain": "6578616D706C652E636F6D",
    "SetFlag": 5,
    "MessageKey": "03AB40A0490F9B7ED8DF29D246BF2D6269820A0EE7742ACDD457BEA7C7D0931EDB"

AccountSet Fields

In addition to the common fields, a AccountSet transaction uses the following fields:

Field JSON Type Internal Type Description
ClearFlag Number UInt32 (Optional) Unique identifier of a flag to disable for this account.
Domain String Blob (Optional) The domain that owns this account, as a string of hex representing the ASCII for the domain in lowercase.
EmailHash String Hash128 (Optional) Hash of an email address to be used for generating an avatar image. Conventionally, clients use Gravatar to display this image.
MessageKey String Blob (Optional) Public key for sending encrypted messages to this account.
SetFlag Number UInt32 (Optional) Integer flag to enable for this account.
TransferRate Unsigned Integer UInt32 (Optional) The fee to charge when users transfer this account's issued currencies, represented as billionths of a unit. Cannot be more than 2000000000 or less than 1000000000, except for the special case 0 meaning no fee.
TickSize Unsigned Integer UInt8 (Optional) Tick size to use for offers involving a currency issued by this address. The exchange rates of those offers is rounded to this many significant digits. Valid values are 3 to 15 inclusive, or 0 to disable. (Added by the TickSize amendment.)
WalletLocator String Hash256 (Optional) Not used.
WalletSize Number UInt32 (Optional) Not used.

If none of these options are provided, then the AccountSet transaction has no effect (beyond destroying the transaction cost). See Cancel or Skip a Transaction for more details.


The Domain field is represented as the hex string of the lowercase ASCII of the domain. For example, the domain would be represented as "6578616D706C652E636F6D".

To remove the Domain field from an account, send an AccountSet with the Domain set to an empty string.

You can put any domain in your account's Domain field. To prove that an account and domain belong to the same person or business, Ripple recommends establishing a "two-way link":

  • Accounts you own should have a domain you own in the Domain field.
  • On a website at that domain, host an xrp-ledger.toml file listing accounts you own, and optionally other information about how you use the XAG Ledger.

AccountSet Flags

There are several options which can be either enabled or disabled for an account. Account options are represented by different types of flags depending on the situation:

  • The AccountSet transaction type has several "AccountSet Flags" (prefixed asf) that can enable an option when passed as the SetFlag parameter, or disable an option when passed as the ClearFlag parameter.
  • The AccountSet transaction type has several transaction flags (prefixed tf) that can be used to enable or disable specific account options when passed in the Flags parameter. This style is discouraged. New account options do not have corresponding transaction (tf) flags.
  • The AccountRoot ledger object type has several ledger-specific-flags (prefixed lsf) which represent the state of particular account options within a particular ledger. These settings apply until a transaction changes them.

The preferred way to enable and disable Account Flags is using the SetFlag and ClearFlag parameters of an AccountSet transaction. AccountSet flags have names that begin with asf.

All flags are disabled by default.

The available AccountSet flags are:

Flag Name Decimal Value Corresponding Ledger Flag Description
asfAccountTxnID 5 (None) Track the ID of this account's most recent transaction. Required for AccountTxnID
asfDefaultRipple 8 lsfDefaultRipple Enable rippling on this account's trust lines by default. New in: rippled 0.27.3
asfDepositAuth 9 lsfDepositAuth Enable Deposit Authorization on this account. (Added by the DepositAuth amendment.)
asfDisableMaster 4 lsfDisableMaster Disallow use of the master key pair. Can only be enabled if the account has configured another way to sign transactions, such as a Regular Key or a Signer List.
asfDisallowXAG 3 lsfDisallowXAG XAG should not be sent to this account. (Enforced by client applications, not by rippled)
asfGlobalFreeze 7 lsfGlobalFreeze Freeze all assets issued by this account.
asfNoFreeze 6 lsfNoFreeze Permanently give up the ability to freeze individual trust lines or disable Global Freeze. This flag can never be disabled after being enabled.
asfRequireAuth 2 lsfRequireAuth Require authorization for users to hold balances issued by this address. Can only be enabled if the address has no trust lines connected to it.
asfRequireDest 1 lsfRequireDestTag Require a destination tag to send transactions to this account.

To enable the asfDisableMaster or asfNoFreeze flags, you must authorize the transaction by signing it with the master key pair. You cannot use a regular key pair or a multi-signature. You can disable asfDisableMaster (that is, re-enable the master key pair) using a regular key pair or multi-signature. New in: rippled 0.28.0

The following Transaction flags, specific to the AccountSet transaction type, serve the same purpose, but are discouraged:

Flag Name Hex Value Decimal Value Replaced by AccountSet Flag
tfRequireDestTag 0x00010000 65536 asfRequireDest (SetFlag)
tfOptionalDestTag 0x00020000 131072 asfRequireDest (ClearFlag)
tfRequireAuth 0x00040000 262144 asfRequireAuth (SetFlag)
tfOptionalAuth 0x00080000 524288 asfRequireAuth (ClearFlag)
tfDisallowXAG 0x00100000 1048576 asfDisallowXAG (SetFlag)
tfAllowXAG 0x00200000 2097152 asfDisallowXAG (ClearFlag)

Caution: The numeric values of tf and asf flags in transactions do not match up with the values they set in the accounts "at rest" in the ledger. To read the flags of an account in the ledger, see AccountRoot flags.

Blocking Incoming Transactions

Incoming transactions with unclear purposes may be an inconvenience for financial institutions, who would have to recognize when a customer made a mistake, and then potentially refund accounts or adjust balances depending on the mistake. The asfRequireDest and asfDisallowXAG flags are intended to protect users from accidentally sending funds in a way that is unclear about the reason the funds were sent.

For example, a destination tag is typically used to identify which hosted balance should be credited when a financial institution receives a payment. If the destination tag is omitted, it may be unclear which account should be credited, creating a need for refunds, among other problems. By using the asfRequireDest tag, you can ensure that every incoming payment has a destination tag, which makes it harder for others to send you an ambiguous payment by accident.

You can protect against unwanted incoming payments for non-XAG currencies by not creating trust lines in those currencies. Since XAG does not require trust, the asfDisallowXAG flag is used to discourage users from sending XAG to an account. However, this flag is not enforced in rippled because it could potentially cause accounts to become unusable. (If an account did not have enough XAG to send a transaction that disabled the flag, the account would be completely unusable.) Instead, client applications should disallow or discourage XAG payments to accounts with the asfDisallowXAG flag enabled.


The TransferRate field specifies a fee to charge whenever counterparties transfer the currency you issue. See Transfer Fees for more information.

In rippled's WebSocket and JSON-RPC APIs, the TransferRate is represented as an integer, the amount that must be sent for 1 billion units to arrive. For example, a 20% transfer fee is represented as the value 1200000000. The value cannot be less than 1000000000. (Less than that would indicate giving away money for sending transactions, which is exploitable.) You can specify 0 as a shortcut for 1000000000, meaning no fee.